Fed cut rates twice in late 2025. Practices should be earning 1.5-2% on operating cash and 4%+ on reserves. Here's how to tell if your bank is keeping up.

$1M sitting at 0.05% costs you $44K a year. Three buckets, one simple split, and the mistakes to skip.

FDIC and sweep networks aren't the same thing. FDIC is the $250K floor. A sweep network multiplies it to $10M. Most practices need both, layered.

$250K FDIC default isn't enough for any multi-location practice. Two compliant ways to bridge to $10M, plus the popular bad ideas to ignore.

Sweep networks turn $250K of FDIC coverage into $10M. Here's the 30-second version, the trade-offs, and the one question to ask your bank today.

FDIC default coverage stops at $250K. Most practices have more than that. Here's how to get to $10M without juggling banks.

How sweep networks extend FDIC coverage to $10M per entity for medical and dental practices, and how to set it up without disrupting day-to-day banking.

Practices often hold cash far beyond FDIC limits: risk hidden until a crisis hits. This guide explains coverage gaps and shows how to extend protection from $250K to $10M+.

What ERA 835 files and paper EOBs are, why matching them to deposits is the difference between closed claims and quiet revenue leakage, and how the mechanics get automated.