Banking for Physical
Therapy Practices
Banking for Physical Therapy Practices
Banking for Physical Therapy Practices
Physical therapy clinics run on thin margins, high claim volumes, and slow insurance reimbursements. Your bank should help — not add friction.
Lemma is a modern business bank built for healthcare practices like yours, with the tools your billing team and office manager actually use every day.
Book a demo
What's included
Everything your clinic needs,
none of what you don't.
Everything your practice needs,
none of what you don't.
Everything your clinic needs, none of what you don't.
Wire transfers
Fast, reliable outgoing wires for suppliers and equipment vendors.
Free ACH
Send and receive insurance reimbursements with no per-transaction fees.
1.75% interest
Earn on every dollar sitting in your account, automatically.
Lockbox
We receive and process paper checks on your behalf, so your billing team doesn't have to.
Wire transder
Pay Vendors, labs, equipment and earn cashback up to 2.5%. Spend categorised in your account software
Free ACH
Every dollar earns from day one, across every account. Sweep network protection up to $10M - not the standard $250K
1.75% interest
Pay Vendors, labs, equipment and earn cashback up to 2.5%. Spend categorised in your account software
Lockbox
Every dollar earns from day one, across every account. Sweep network protection up to $10M - not the standard $250K
FAQ
Common questions
Common questions
Common questions
Do I need a separate business bank account for my dental practice?
What kind of bank account does a physical therapy practice need?
What kind of bank account does a physical therapy practice need?
How does Lemma handle high volumes of insurance payments for PT clinics?
Can I open a Lemma account if I have multiple PT clinic locations?
How long does it take to open a Lemma account?
How does Lemma handle high volumes of insurance payments for PT clinics?
Can I open a Lemma account if I have multiple PT clinic locations?
How long does it take to open a Lemma account?
What kind of bank account does a physical therapy practice need?
How does Lemma handle high volumes of insurance payments for PT clinics?
Can I open a Lemma account if I have multiple PT clinic locations?
How long does it take to open a Lemma account?
Ready to modernize your
practice banking?
Open in minutes, no branch visit required
Free ACH – Lockbox – Wire transfers – 1.75% APY
Book a demo
Ready to modernize your
practice banking?
Open in minutes, no branch visit required
Free ACH – Lockbox – Wire transfers – 1.75% APY
Book a demo
Ready to modernize your practice banking?
Open in minutes, no branch visit required
Book a demo
Free ACH – Lockbox – Wire transfers – 1.75% APY
LEMMA.
Healthcare-native banking infrastructure for medical practices.
Lemma Technologies Inc.
STE 1735
535 Mission St, 14th Floor
San Francisco, CA 94105
SPECIALTIES
Lemma banking services are provided in partnership with Core Bank, Member FDIC. Deposits are FDIC insured up to $250,000 per depositor.
Lemma Technologies, Inc. is not a bank. Banking services are provided by Core Bank.
© 2026 Lemma Technologies, Inc. All rights reserved.
Banking services provided by partner banks, FDIC insured.
LEMMA.
Healthcare-native
banking infrastructure
for medical practices.
Lemma Technologies Inc.
STE 1735
535 Mission St, 14th Floor
San Francisco, CA 94105
SPECIALTIES
Lemma banking services are provided in partnership with Core Bank, MemberFDIC.
Deposits are FDIC insured up to $250,000 per depositor.
Lemma Technologies, Inc. is not a bank. Banking services are provided by Core Bank.
© 2026 Lemma Technologies, Inc. All rights reserved.
Banking services provided by partner banks, FDIC insured.
LEMMA.
Healthcare-native banking infrastructure for medical practices.
Lemma Technologies Inc.
STE 1735
535 Mission St, 14th Floor
San Francisco, CA 94105
SPECIALTIES
Lemma banking services are provided in partnership with Core Bank, Member FDIC. Deposits are FDIC insured up to $250,000 per depositor.
Lemma Technologies, Inc. is not a bank. Banking services are provided by Core Bank.
© 2026 Lemma Technologies, Inc. All rights reserved.
Banking services provided by partner banks, FDIC insured.