Banking for dermatology practices
Lemma keeps medical, cosmetic, and retail revenue in its own ledger, by location and by PC.
Book a demo
Lemma keeps medical, cosmetic, and retail revenue in its own ledger, by location and by PC.
Book a demoMedical claims
EFTs match line by line against each claim, with write-offs visible as they land.
Cosmetic cash-pay and memberships
Card revenue and recurring membership drafts settle apart from medical claims.
Pathology components
Pathology charges and their reimbursements are tracked as their own billing stream.
Product retail
Retail sales settle into their own virtual account, separate from clinical revenue.
Medical EFTs match line by line. Cosmetic card revenue and retail settle into their own virtual accounts.
Deposit
An account per location and per PC, with cosmetic and medical entities kept separate.
Clear Skin MSO
$704,610.80
$218,340.20
$156,720.45
$101,580.90
Pay vendors by free ACH, send patient refunds as mailed checks from the dashboard, charge patient cards on file, and issue debit cards with per-card limits.
Bill pay
Mailed check, no post office
Up to 1.75% APY on every balance, FDIC coverage of $100M+ per entity through the sweep network, and Lemma Capital advances on claims you have already submitted.
Operating account
$212,480.00
Up to 1.75% APY
Three places a dermatology practice's cash flow usually catches, each one quiet enough that it looks fine until it doesn't.
A laser package or membership is paid upfront but delivered over weeks, so counting the full payment as revenue on day one overstates what's actually earned.
Lemma tags cosmetic prepayments and membership drafts apart from fee-for-service revenue as they land.
Incoming deposit
Injectable and device vendor invoices are some of the largest recurring bills a practice carries, drawing on the same operating cash as payroll.
Set a threshold once, and Lemma sweeps payables cash into its own account automatically.
Sweep rule
Payables •• 8820 → Payroll reserve •• 4410 when balance exceeds $6,000
$9,860.00
$74,200.00
A biopsy generates a professional, facility, and pathology component, each billed on its own schedule, and matching all three back to one case is easy to get wrong.
Lemma tracks pathology collections as their own stream, matched back to the originating case.
Collected by revenue stream
Deposits match against claims from your PM and clearinghouse. Custom integrations available. See all integrations.
5 min
to open
Up to 1.75%
APY
$100M+
FDIC
94%
auto-match
Business Banking
An account per entity, opened in five minutes.
MSO-PC Banking
Purpose built for multi-entity practice structures.
Lockbox
A separate lockbox address for every PC.
Remittance Reconciliation
Deposits matched to remittance automatically.
Lemma Capital
Working capital sized to your revenue.
Corporate Cards
Free virtual and physical debit cards with custom limits.
Integration
Connect your clearinghouse, EHR, and books.
Revenue Routing
Split shared deposits across every PC, daily.
Free for a single entity. Groups pay $50 per entity per month. ACH is free, wires are $15, lockbox envelopes are $2.50.
Deposits are spread across our partner bank network, extending coverage to $100M+ per entity.
No. Lemma is the bank. We read from those systems and send the matched data back.
Yes. Cosmetic card revenue and retail settle into their own virtual accounts, tagged apart from medical claims.
Lemma tags prepaid packages and memberships apart from fee-for-service revenue as they land, so deferred revenue stays visible.
Pay by free ACH from the same account, and set a sweep rule so payables cash moves into its own account automatically.
