Modern banking built for medical practices
Modern banking built
for medical practices
Deposits that reconcile themselves. Checks that digitize on arrival. Cash that never sits idle. Open account in 5 mins.
Real-time visibility into collections, claims, and cash flow – designed for t
he way medical practices get paid.

Every layer of healthcare treasury.
One platform.
Dental Practices
Physical Therapy
Urgent Care
Behavioral Health
Behavioral Health
Orthopedics
Chiropractic
Dermatology
MSO/PC Groups
Dental Practices
Physical Therapy
Urgent Care
Behavioral Health
Orthopedics
Chiropractic
Dermatology
MSO/PC Groups
Lockbox with AI power
No more handling paper checks and mail. Our AI Lockbox scans every document, converts EOB to ERA

EIN and payer accounts
Create distinct accounts for each entity, payer, or location, each with a unique number. Set up a new one in minutes.

Reconciliation Engine
Every deposit arrives with payer and remittance data attached. 94% matched automatically - posting-ready from day one.

Free Business Checking Account. 1.75% APY. $10M FDIC.
Every dollar earns from day one, across every account. Sweep network protection up to $10M - not the standard $250K

Cards and Bill Pay
Pay Vendors, labs, equipment and earn cashback up to 2.5%. Spend categorised in your account software

Lockbox with AI power
We scan checks and EOBs. No more manual posting

Separate accounts per Payer
Know exactly who paid you - Instantly. Create accounts per entity or location.

Payments auto-matched
Deposits linked to claims. Ready to post. 96% match accuracy.

Free Business Checking Account. 1.75% APY. $10M FDIC.
Every dollar earns from day one, across every account. Sweep network protection up to $10M - not the standard $250K

Cards and Bill Pay
Pay Vendors, labs, equipment and earn cashback up to 2.5%. Spend categorised in your account software


Built around your revenue cycle.
Structure your accounts. Automate your treasury. Move money on your terms.

Entity Management
Entity Management
Built for MSO-PC structures.
Built for MSO-PC structures.
MSO-PC banking shouldn't take 4 weeks and 3 branch visits. Open compliant, segregated accounts for every entity in minutes.
MSO-PC banking shouldn't take 4 weeks and 3 branch visits. Open compliant, segregated accounts for every entity in minutes.


Command Center
Command Center
See every dollar, across every entity
See every dollar, across every entity
Your CFO shouldn't need five bank logins to see total cash. Every entity, every balance, every payer flow - one screen.
Your CFO shouldn't need five bank logins to see total cash. Every entity, every balance, every payer flow - one screen.


Cash sweeps
Cash sweeps
Automatic cash
optimization.
Automatic cash
optimization.
Set threshold-based rules once. Lemma moves excess cash between PCs and MSOs daily, maintaining minimums.
Set threshold-based rules once. Lemma moves excess cash between PCs and MSOs daily, maintaining minimums.


Payments
Payments
Move money seamlessly
Move money seamlessly
ACH and wire payments to vendors, labs, providers, and staff. Full audit trails, multi-entity routing, and saved recipients built in.
ACH and wire payments to vendors, labs, providers, and staff. Full audit trails, multi-entity routing, and saved recipients built in.

Blog for medical practices
Blog for medical practices
Ready to modernize your practice banking?
Ready to modernize your
practice banking?
Open in minutes, no branch visit required
Free ACH – Lockbox – Wire transfers – 1.75% APY
HIPAA Compliant
256-bit AES Encryption
FDIC Insured
LEMMA.
Healthcare-native banking infrastructure for medical practices.
Lemma Technologies Inc.
STE 1735
535 Mission St, 14th Floor
San Francisco, CA 94105
Lemma banking services are provided in partnership with Core Bank, Member FDIC. Deposits are FDIC insured up to $250,000 per depositor.
Lemma Technologies, Inc. is not a bank. Banking services are provided by Core Bank.
© 2026 Lemma Technologies, Inc. All rights reserved.
Banking services provided by partner banks, FDIC insured.
LEMMA.
Healthcare-native
banking infrastructure
for medical practices.
Lemma Technologies Inc.
STE 1735
535 Mission St, 14th Floor
San Francisco, CA 94105
Lemma banking services are provided in partnership with Core Bank, MemberFDIC.
Deposits are FDIC insured up to $250,000 per depositor.
Lemma Technologies, Inc. is not a bank. Banking services are provided by Core Bank.
© 2026 Lemma Technologies, Inc. All rights reserved.
Banking services provided by partner banks, FDIC insured.
Modern banking built for medical practices
Deposits that reconcile themselves. Checks that digitize on arrival. Cash that never sits idle.
Open account in 5 mins.

Every layer of healthcare treasury.
One platform.
Lockbox with AI power
We scan checks and EOBs. No more manual posting

Separate accounts per Payer
Know exactly who paid you - Instantly. Create accounts per entity or location.

Payments auto-matched
Deposits linked to claims. Ready to post. 96% match accuracy.

Free Business Checking Account. 1.75% APY. $10M FDIC.
Every dollar earns from day one, across every account. Sweep network protection up to $10M - not the standard $250K

Cards and Bill Pay
Pay Vendors, labs, equipment and earn cashback up to 2.5%. Spend categorised in your account software

Dental Practices
Physical Therapy
Urgent Care
Behavioral Health
Orthopedics
Chiropractic
Dermatology
MSO/PC Groups


Built around your revenue cycle.
Structure your accounts. Automate your treasury. Move money on your terms.


Entity Management
Built for MSO-PC structures.
MSO-PC banking shouldn't take 4 weeks and 3 branch visits. Open compliant, segregated accounts for every entity in minutes.


Command Center
See every dollar, across every entity
Your CFO shouldn't need five bank logins to see total cash. Every entity, every balance, every payer flow - one screen.


Cash Sweeps
Automatic cash
optimization
Set threshold-based rules once. Lemma moves excess cash between PCs and MSOs daily, maintaining minimums.


Payments
Move money seamlessly
ACH and wire payments to vendors, labs, providers, and staff. Full audit trails, multi-entity routing, and saved recipients built in.
Blog for
medical practices
Guides, comparisons, and insights to help your practice spend less on banking and earn more on every dollar.
Article
Free ACH
Every dollar earns from day one, across every account. Sweep network protection up to $10M - not the standard $250K
HIPAA Compliant
HIPAA Compliant
256-bit AES Encryption
256-bit AES Encryption
FDIC Insured
FDIC Insured
Ready to modernize your practice banking?
Ready to modernize your
practice banking?
Open in minutes, no branch visit required
Open in minutes, no branch visit required
Free ACH – Lockbox – Wire transfers – 1.75% APY
Free ACH – Lockbox – Wire transfers – 1.75% APY
LEMMA.
Healthcare-native banking infrastructure for medical practices.
Lemma Technologies Inc.
STE 1735
535 Mission St, 14th Floor
San Francisco, CA 94105
SPECIALTIES
Lemma banking services are provided in partnership with Core Bank, Member FDIC. Deposits are FDIC insured up to $250,000 per depositor.
Lemma Technologies, Inc. is not a bank. Banking services are provided by Core Bank.
© 2026 Lemma Technologies, Inc. All rights reserved.
Banking services provided by partner banks, FDIC insured.